Saturday was a kickback day. I wanted to catch up on some things and we had another social event planned to the evening. After Friday’s marathon walk, we needed to do less for a day. ![]() |
| Mike Frohling, Howard Wood, Ron and Ryan |
Saturday was a kickback day. I wanted to catch up on some things and we had another social event planned to the evening. After Friday’s marathon walk, we needed to do less for a day. ![]() |
| Mike Frohling, Howard Wood, Ron and Ryan |
Posted by
Anonymous
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7:36 PM
Labels: ATM, Boys Night Out, Césares Internazionale Restaurant, Chad and George, cocktails, Gay men, Howard and Mike
Posted by
Anonymous
at
10:24 PM
Labels: ATM, cultural center, Kenya, Masai Mara, MasterCard, Mombasa, National park, tourism, tribes, United States
This is an exercise in absurdity. Our hotel prefers cash payments due to their electric problems, but also with the bank's electric problems. They cannot always get the credit card to go through. They could do it the old fashioned way of calling it in, but they claim they cannot always get through. Yada, yada, yada. For a large expensive, full service hotel, you would think they had a better back up system to aid the guest. When they do take credit cards, they ONLY take VISA, not MasterCard. So my questions that went unasked are why they do not warn guests in an e-mail prior that they first of all are having the electric problems on the island, which may cause disruptions, second that they would prefer cash, and third that ATMs that work are as rare as the Red Colobus monkeys are on Mars. The worst part of this is that the hotel 236 Hurumzi, is owned by an American who opened it over ten years ago and has expanded it ever since. You would think he would know better by this time how to handle tourism, but he admitted to us that he does not even own a credit card. All well and good for him, but he is not the guest.
My original intent was to pay the bill using my MasterCard debit card on our euro account. This was not going to work if they only took Visa. Being hotter than 6 feet from the sun's surface today, Ron suggested we take a taxi to the Barclays Bank where we knew our MC and their ATM would play nicely together. The taxi took us to the bank passing the People's Commerce Bank along the way, where only Visa is accepted, but they had a line snaking 2 blocks long, none of it in the shade. At the Barclays, I jump out. There is a mob, not a line, but a mob. After a few hand signals from non-English speaking natives, I come to find out they are waiting to get into the bank itself. Only 2 are allowed inside at a time. There were only 4 people ahead of me for the ATM. Jackpot! Well, for 5 minutes it seemed like a winner, but then an armored truck pulled up. The security guard with a big fat machine gun made everyone leave the area. Only the person standing at the ATM in the middle of a transaction was allowed to finish. Ron was sitting the air conditioned taxi waiting. When I popped back in, the driver suggested another bank. That bank had 2 ATMs, but no line. Suspiciously, I approached. No electric on either one. The guard confirmed they were not working. Back in the taxi, we went to another. Same story, different bank. The fourth bank had a line, so that was a good sign. I was number twelve. There were 2 women in there together who were taking so long, the guard went in twice to yell at them. Ten minutes later, they emerged and they were already in there when I arrived. Calculating how long it would take me to reach the machine, standing in the hot sun, watching Ron and the driver sit in the air conditioned car, I put curses on the hotel, Zanzibar, Tanzanian banks, and everyone else adding to my discomfort in the heat. I jumped back in the taxi telling Ron the hotel could take a credit card and like it. This was their fault after all for not warning us. Just by chance, I had the driver take us back to the first Barclay's bank. No truck, only 3 people in line for the machine, I jumped out, told Ron to send the taxi on his way. It had now cost us more than twice the original amount quoted. Eureka! I was able to get the money needed.
Walking back, we went through the big market. I bought another bag of vanilla beans for less than what I paid on the spice tour. I had him through in a bag of red saffron too. We stopped at the Zanzibar Coffee Company on the way. It is not air conditioned, but they did have fans and it was cooler than outside. When we made it back to the hotel, we counted out our money.
After paying the hotel and paying for the New Year's dinner tonight, we had about $6.00 left over for all day New Year's Day. Oh, hell! Originally, we had booked the New Year's dinner here at the hotel, which was supposed to be quite a show with entertainment and multi-course meal, but when we checked in we saw that it was $125.00 per person. There was no way we were going to pay that, so we canceled those reservations right quickly and hoped something else would turn up. With the electric issues, it was iffy which restaurants would be open and who could cook, but we found that the Fort Museum had a buffet and entertainment three nights a week. One of the nights was Thursday, which happened to be New Year's Eve. We booked it for $25. each.
On the way, I started thinking about our lack of funds, so took the Visa ATM card with us. We went to the bank that has the long lines all of the time, because it was closest. Ron fussed that we could do this tomorrow, but I insisted that doing it after the sun has set was smarter than during the heat of the day. At the rate people were going through the line, he estimated we would finish in an hour. An hour tonight was better than 2 tomorrow. When we were 4th in line, people came out crumbling, all natives. When I asked someone what they were saying, I did not like the response. The machine is out of money. Well, I would not take that for an answer, so while the rest were moaning, I moved forward. Like hitting the lottery, the money spit out. We could eat another day.
At the fort, we bought our tickets. The "restaurant" is outdoor seating at the edge of the historic fort built by somebody to protect their conquered goods from being ripped off by some other invader who really had no right to be here to begin with. The buffet was simple at best, not having 1/2 of what is advertised for other dinner buffets. Rice, chippata, stewed vegetables, beef on a skewer, chicken, fish, and fruit. Drinks were extra. Supposedly an all-you-can-eat buffet, it all disappeared after the first half hour. The entertainment consisted of a drummer, and accordianist, and two female singers who sang to us in Swahili. Grand total, there were 8 of us there for dinner and 2 others who were there for the show only. By 9:30, it was all over. Such a festive New Years were were having.
To work off that one shot at the buffet we had, we walked around the park. It was grounded and the food vendors were there selling their food. Deciding that this year was not going to be as festive as the last two, we returned to the hotel. Outside on the street, three dancers were performing Swahili dances. All the neighborhood came to watch, so we sat and watched also. When they were done, we went to our little cafe for a cup of tea. Moments later the dancers and drummers followed us in and gave us a command performance, but their command, not ours. It was fun, but by 11pm, we were in bed reading and slept through the changing of the years.
Posted by
Anonymous
at
11:52 PM
Labels: 236 Hurumzi, ATM, Barclays Bank, Business, credit card, Debit card, MasterCard, New Year, New Year's Eve
Posted by
Anonymous
at
11:06 PM
Labels: ATM, Barclays, Freddie Mercury, Security guard, Serena Hotel, Slavery, Tanzania, Zanzibar
Thunderstorms this morning, making the air feel like we are swimming around the room. Humidity does not begin to describe it with the oppressive heat. Last night, we left the screened windows open for air; the ceiling fan was working overtime too. When I peeled myself from the sheets, it was obvious it had rained in. Luckily, my computer and camera were on the shelf under the closed window.
Posted by
Anonymous
at
11:24 PM
Labels: Africa, ATM, Banking Services, Business, credit card, Debit card, Financial Services, Kenya, MasterCard, spice market, spices, Swahili, Visa
Posted by
Anonymous
at
11:06 PM
Labels: 236 Hurumzi, ATM, British Government, credit card, Lake Manyara Reserve, money, TanzAir, Tanzania, United States, Zanzibar
At one time, it was a cost saving measure for travelers to use their credit cards when out of the country. Credit card companies receive discount rates for currency conversions, which when calculated, a credit card purchase was less expensive than say converting cash or the now blurred memory of a traveler's check. Times change, companies get greedy and new fees are imposed. As ex-pats, each credit card purchase or ATM transaction is considered a foreign transaction with American Express, Diners Club, Visa, and Bank of America. However, have you checked your statement carefully lately? I just happened to notice on my Citibank Visa card that the annual percentage rate is 89.4%. Is this possible? I will never know since I have online banking set-up to pay the bill in full as soon as the bank is notified a statement has been issued. Credit card companies also have instituted other hidden fees. Diners Club for instance has to be paid in full each month, however, each month that I have used it, the statements shows a "finance charge". How can this be when it is paid off in full each month? When I called the company, they said "It is really a foreign currency transaction fee". As ex-pats, we are plagued with these fees for as long as we stay out of the country, so why continue using them? Well, for one reason, Ron is traveling to the US on frequent flier miles. In December, the two of us are going to Ethiopia on frequent flier miles. Why don't we get credit cards issued here in Hungary? Have you ever looked for hen's teeth? Yes, they do exist, but are much less ubiquitous here than in the US. Add to this the fact that Bank of America gouges us twice. They charge a $5.00 ATM withdrawal fee and add a 3% currency transaction fee on top of it. They do have cooperating banks in some countries where the $5. fee is waived, but Hungary is not one of them. Connecting to this point, I just read in Christopher Elliot's column that Congress is trying to close some of these fees, yet, there are still gaps that allow leakage. For example, the currency in Ecuador is the US dollar, but if you use your credit card in Ecuador, the credit card companies can still charge you a currency transaction fee for a foreign purchase. For Christopher's article and to learn what Congress is not doing to assist travelers go here. http://www.elliott.org/blog/credit-card-bill-has-an-enormous-loophole-that-could-hurt-travelers/
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Posted by
Anonymous
at
10:03 AM
Labels: ATM, bank fees, Bank of America, Christopher Elliot, Congress, credit card
Many travel sites and blogs have encouraged people to use their credit cards when traveling abroad rather than trying to use Traveler's Checks. In many cities/countries, getting them cashed is a nightmare, which I have experienced years ago, but haven't in the last fifteen. Since that time, I take my ATM card, but credit cards have always been a handy back-up when an itemized record of our spending has been needed on a monthly statement. The glamor of credit cards started to diminish when all of the major banks started assessing a "currency exchange fee". Diners Club/Mastercard confusingly call it a 'finance charge'. I had to call them to find out this is what it really was since I pay it in full each month. Having a finance seemed to be an error on their part. Their only error was couching the fee is misguided terms. Today, I received a special notice in the mail from American Express. As of January 11, 2009, they state "Transactions Made in Foreign Currencies section of your Agreement is replaced with the following: 'in each instance increased by 2.7%'". Notice the word 'by' not up to. So in essence this is an increase above and beyond the 1.5% they have been charging all along. Don't grab your calculator, it is 4.2%. Though the dollar may be getting stronger once again and there are 'bargains galore' for the US traveler, it is similar to believing that now that gasoline has come down from $4.00 a gallon to $2.50, it is now a bargain, so drive more. If Amex is taking this step, the others are sure to follow to cash in on the economic weakness. I am just waiting for Bank of America to say they are doing the same thing. They also charge a currency conversion fee in addition to a fee of $5.00 for every withdrawal not at one of their cooperating banks.
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Posted by
Anonymous
at
1:46 PM
Labels: American Express, Amex, ATM, Diner's Club, exchange, foreign currencies, MasterCard
No temples, no tuk-tuks waiting, we wandered over to the Blue Pumpkin for breakfast and to finish our Internet work. We were lucky enough to find a table on the patio right next to an electric outlet. Strangely, I checked our Bank of America account and there was no record of the $299.48 being deducted that they sent me the alert on. Maybe this is one battle I will not have to battle when we return. The other interesting thing was that when Ron used his ATM card, even though he put in he wanted to deduct the money from our checking account, the money actually was taken from his B of A credit card as a cash advance. I was able to pay the bill immediately so they could not get any interest charges tacked on. We will have to fix this matter when we return. There is something about knowing you have to go back to fight bank battles that puts a crimp in a vacation. Perhaps the Internet is not the blessing we believe it is.
We set today aside as a day for shopping and possibly a massage. There was absolutely nothing we wanted to buy in Malaysia and we do love to add trinkets from our trips to our apartment. Not only do we love being surrounded by the memories, but each and every bed and breakfast guest loves seeing the things we have acquired from various trips. Sometimes, it is creates an opportunity to share travel ideas for them and for us, too.
Being both of us were former social workers, we were drawn to the craft centers that had a social justice underlying theme. We found a craft training center where children are tested for talents and then are given apprenticeships in various cultural crafts such as silk weaving and wood or stone carving. We did a tour of the school annex here in Siem Reap; the main school is in Phnom Penh. We were able to see students carving, sanding, creating lithographs, and so on. There is a gift shop on the premises.
Another shop we found was run for the Cambodian disabled who had learned crafts. This shop sold their goods. We found a coconut teapot to add to our teapot collection. Along the way, we found some fun t-shirts with the Khmer language on it, not one I would like to try learning. We picked up some pillow covers to replace some old ones we have. Then of course, we found some small gifts for friends.
Neither the disabled nor elderly receive any governmental funds, making life difficult for them to survive. One of the schools started with the craft training programs is one dedicated to deaf children. As the sign said, they are ostracized here and this is a way for them to fend for themselves economically.
Ron had read about a massage service offered by blind massage therapists. They have been specially trained in order to support themselves. We found a couple of places advertising this service, but went to the one in the guide. Ron opted for a massage, while I waited outside. They do have seeing people taking the money. He said it was a lot of acupressure type massage where she seemed to be checking for auras. He could ‘feel’ her hand gliding over his body until she felt something and then stopped and massaged that area. For $7.00 for an hour, you cannot beat it and it is helping those trying to help themselves.
We have been in and out of the hotel room all day, dropping off things and then taking off yet again. It has been a fun day with little bags of goodies piling up, but finding space for it in the luggage and then the weight concern will be another story. As Scarlett O’Hara said “I will worry about that tomorrow.”
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Posted by
Anonymous
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11:01 PM
Labels: ATM, Bank of America, blind, butterflies, crafts, disabled, massage, shopping